Bankruptcy And The Importance Of Reviewing PACER

Why is this important? An individual cannot have two open bankruptcy cases going at the same time. Now why would someone try to file for bankruptcy again knowing they are already in an active case? What may seem to be to that person, an innocent but desperate attempt to keep their home, is actually fraudulent and is subject to the penalty of perjury and all that comes with that. More…

Don’t Oversell Bankruptcy. Bankruptcy Sells Itself.

Remember that bankruptcy sells itself.  Do not oversell. Simply provide the facts to the potential client, while communicating compassion for their situation. The client is most likely already looking to file and they just need to know If they have the right Bankruptcy law firm to do the job for them.  This means someone who has a full grasp of the Bankruptcy laws and knows how to properly apply it in their case. More…

Chapter 7 Means Test Analysis Reply

The story begins with a new client we will call Mr. Smith. He comes into your office and explains that he has a substantial amount of debt, but also earns a very substantial income and has no dependents.

He also insists on filing for Chapter 7, as he has heard a friend of his who also earns a substantial amount of income filed for Chapter 7 and received a discharge absolving them of all debt.

Is what’s good for the goose, good for the gander? More…